Mortgage Tools

Empower Your Home Financing Journey with Professional-Grade Calculators

Mortgage Payment Calculator

Estimate monthly principal & interest payments instantly

Home Affordability Calculator

Discover what price range fits your budget perfectly

Refinance Break-Even Calculator

Calculate how long it takes to recoup closing costs

Rent vs. Buy Calculator

Compare long-term costs and equity growth potential

DSCR Calculator for Real Estate InvestorsInvestor

Analyze cash-flow coverage for investment properties

Mortgage Payment Calculator

Use this calculator to estimate your monthly mortgage payment, including principal, interest, taxes, and insurance (PITI).

Home Affordability Calculator

Determine how much house you can comfortably afford based on your income, debts, and down payment. A great first step before you start house hunting.

Ideal Target DTI = 43% or less. Up to 50% Target DTI is common with a FAIR credit score but you can typically go up to 55% DTI with a strong 740+ credit score.

Refinance Break-Even Calculator

Considering a refinance? This tool helps you calculate how many months it will take to recoup the closing costs with your new, lower monthly payment.

Rent vs. Buy Calculator

Compare the financial implications of renting versus buying a home over time. This calculator considers appreciation, maintenance, and rent growth to help you decide.

DSCR Calculator for seasoned or First-Time Real Estate Investors

For real estate investors, the Debt Service Coverage Ratio (DSCR) is key. This tool helps you quickly calculate if a property's income covers its debt obligations.